Manager - Credit Reporting & Control

PURPOSE:

The incumbent is responsible for reporting responsibilities within the credit risk function of the Bank at portfolio level in compliance with credit policy and CBK prudential guidelines.

PRIMARY RESPONSIBILITIES:

• Preparing statutory reports in utmost accuracy for regulatory submissions within stipulated timelines and ensuring nil non-compliance with regulatory reporting requirements.
• Ensuring all credit related GLs are reconciled and aligned to the related listings monthly.
• Preparation of other scheduled/adhoc external reports to DFIs, CRBs, KBA and other stakeholders.
• Performing analysis/review of risk classification of loans advances and computing the required general and specific provisioning of the portfolio in line with CBK Prudential Guidelines.
• Facilitating any required strategic management reports for risk management and decision making.
• Supporting facilitation of seamless audit processes by co-ordination of all requirements within credit department.
• Preparation of Internal reports to Departmental units and management accurately and within the agreed timelines.
• Supporting in co-ordination of CRMC/BCC papers, preparation of the Agenda and circulation of Matters Arising from previous meetings for input by all relevant stakeholders.
• Preparation and modelling of IFRS9 numbers, validating the ECL results and analyzing impacts.
• Monitor and report loan portfolio performance and trends to provide insight to business teams and management.
• Tracking of credit policy requirements against internal and regulatory limits and reporting any breaches or exceptions to management.
• Providing input in the review and update of the credit reporting related policies and guidelines.
• Supporting any Bank project relating to credit reporting aspects.
• Supporting in the Credit Department Budgetary process.
• Presentation of all required MIS – Analytics and Dashboards.
• Supporting in execution of tasks within the unit in liaison with the other team members and as assigned by the line manager.

PERSON SPECIFICATIONS

Academic Qualifications

• Bachelor’s degree in any field from a recognized institution.
• Qualification in any data analytics course will be an added advantage.

Experience

• 5 years banking experience with at least 2-3 years’ within credit reporting lines.
• Well versed with CBK Prudential Guidelines relating to Asset Classification, knowledge of relevant bank processes, policies and procedures

Generic Competencies

• Technical skills with high proficiency in Microsoft excel and PowerPoint.
• Report writing skills; and
• Numeric skills.
• Analytics skills.

Skills and Attributes

• Excellent communication and interpersonal skills;
• Excellent time management skills; and Good planning and organization skills